Stamp Duty & Total Cost Calculator
See what you will actually pay on top of the agreement value when buying in Gurugram or anywhere in Haryana: stamp duty, the registration fee, GST, brokerage, legal fees and loan processing, added up into your total cost of purchase.
= ₹1.5 Cr
= ₹25,000
Leave at 0 if paying in full
Total cost of purchase
₹1.63 Cr
₹1,62,75,000, which is ₹12.75 L (8.5%) on top of the price
Indicative Haryana rates, checked 8 Oct 2026; confirm with the sub-registrar before you budget. Stamp duty is charged on the higher of the agreement value and the collector (circle) rate for the locality, so it can be more than shown here if the circle rate is higher. Registration is a fixed fee by value slab, capped at ₹50,000. GST of 5% applies only to under-construction homes bought from a builder (1% for affordable housing, not modelled here); there is no GST on resale or ready property with an occupancy certificate. Banks usually add 18% GST on the loan processing fee.
How it’s calculated
What stamp duty rates does the calculator use?
Haryana rates by buyer and area: male buyers 7% urban / 5% rural, female buyers 5% / 3%, and joint male + female 6% / 4%. Urban means within municipal limits, and the urban rate includes the municipal/development duty component.
How is the registration fee worked out?
It is a fixed fee by value slab, not a percentage: from ₹100 for values up to ₹50,000, rising in steps (for example ₹15,000 for ₹25–30 L and ₹25,000 for ₹40–50 L) to a cap of ₹50,000 above ₹90 L.
When is GST added?
Only for under-construction property bought from a builder, at 5% of the price. Ready and resale property with an occupancy or completion certificate carries no GST. The 1% affordable-housing rate is not applied by the calculator.
Is stamp duty charged on my agreement price or the circle rate?
In Haryana it is charged on the higher of the agreement value and the collector (circle) rate. The calculator applies the rate to the price you enter, so if the circle rate for your property is higher, enter that value. Rates are indicative; confirm with the sub-registrar before you register.
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Run the numbers on a real deal
Every Dealkarado listing is verified and priced below market.
Results are estimates for planning only and are not financial, tax or legal advice. Confirm loan terms with your lender and duties with the sub-registrar before you transact.