Deal Savings & ROI Calculator
A headline discount only matters if it survives costs. Enter the fair market value, the deal price and your costs to see the equity you gain on day one and how the deal’s returns compare with paying full market price.
= ₹2 Cr
= ₹1.7 Cr
Stamp duty, registration and legal, as % of price. Use the Stamp Duty calculator for an exact figure.
= ₹2 L
Brokerage etc. at exit
You start with ₹15.25 L of equity, a 7.6% head start
Over 5 years that works out to +₹32.25 L more profit than buying the same home at market price.
Profit after 5 years, same property
Annualised return: 3.86% at market vs 7.26% on this deal (+3.4% a year)
Instant equity on day one
₹15,25,000
Headline discount 15% · effective after costs 7.63%
Cash you put in
After 5 years
Versus buying at market
Assumes an all-cash purchase (no home loan) and that the property is worth its fair market value from day one, then grows at the appreciation rate. Purchase costs are charged on the price you pay. A distress price is only a real saving if the title is clean and the market value is independently verified; see how we verify every Dealkarado listing.
How it’s calculated
What is day-one equity?
Fair market value minus everything you put in: the deal price, purchase costs (stamp duty, registration and legal, as a % of the price paid) and repairs. Expressed as a share of market value it is your effective discount, which is usually smaller than the headline discount on price alone.
How are the deal’s returns compared with buying at market?
Both scenarios assume the property is worth its fair market value and grows at your expected annual appreciation for the holding period, then is sold with your selling costs deducted. The only difference is the price paid, so the gap in profit, total ROI and CAGR is the value of the discount.
Does it account for a home loan?
No. It assumes an all-cash purchase, so ROI and CAGR are returns on the cash you invest. Rental income is not included either; use the Rental Yield calculator for that.
What does "No real discount after costs" mean?
If the deal price plus purchase costs and repairs comes to the market value or more, there is no day-one equity: once costs are counted you are not buying below market.
Related calculators
Stamp Duty & Total Cost Calculator
Haryana stamp duty, registration, GST and fees on top of the price.
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Your monthly instalment, total interest and a year-by-year repayment schedule.
Open calculatorRental Yield Calculator
Gross and net yield, cash flow after EMI, and how rent grows over five years.
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Run the numbers on a real deal
Every Dealkarado listing is verified and priced below market.
Results are estimates for planning only and are not financial, tax or legal advice. Confirm loan terms with your lender and duties with the sub-registrar before you transact.